Buy a Home

Your Journey Begins Here

About the Financing

At TTMB, we’re not just about financing homes—we’re about fostering dreams and building futures. Whether you’re eyeing a cozy townhouse, a spacious single-family home, a modern condominium, an apartment, or an investment property, we’re here to make it a reality.

Key Features

Competitive Interest Rate

Benefit from a fixed interest rate of 6%, ensuring stability and predictability in your financial planning.

High Financing Coverage

Enjoy financing up to 90% of the purchase price, including for renovations, empowering you to secure your desired property with minimal upfront costs.

Flexible Repayment Terms

With repayment terms of up to 30 years, you have the flexibility to manage your finances comfortably while realizing your property ownership goals.

Transparent Fees

Our acceptance fee, capped at 1% of the loan amount or a minimum of $500.00, ensures transparency and clarity throughout the application process.

Additional Options

Second mortgages to fit your needs

Straightforward Process

Skip the mortgage indemnity insurance

No Mandatory Life Insurance

We trust you know what's best for you

Freedom to Plan

No penalties for early repayment

After prequalification, it’s time to find your perfect property within your budget. Discover your next home, and then dive into your mortgage application with all the necessary documents and fees. Our How-to Guide is your companion for navigating the legal landscape of home financing.

Required Documents

Two (2) copies of all documents must be provided.

Standard Documents

Evidence of Nationality (2 Forms of ID)
National Insurance (NIS) Number
Income Tax (BIR) Number
Evidence of Income (Job Letter / Pay Slip)*
Evidence of Savings and Indebtedness**
Most Recent Credit Card Statement(s)
Title Deed(s) or Lease and/or Mortgage Deed
Valuation Report
Up-to-date receipts for Land & Building Taxes, Water & Sewerage Rates & Lease Rent
WASA Clearance Certificate
Utility Bill

Additional Documents

For Properties Under Renovation

Approved Building Plans (from Town & Country Planning Division & Regional Corporation)
Signed Builder’s Estimate in phased scheduled draw-downs
Quantity Surveyor’s report where the cost of the renovation/repair exceeds $450,000
Completion Certificate from the Regional Corporation on completion of required works
Evidence of funds available for possible cost overruns, estimated at 10% – 15% of the total construction cost

For Townhouses or Condominiums

*Evidence of Income

Submit an Original Job Letter & Pay Slip. If self employed, submit Financial Statements for the last three (3) years and Bank Statements for the last three (3) years, stating the average monthly balance. If you are employed on contract, submit copies of employment contracts for the last three (3) years.

**Evidence of Savings & Indebtedness

Submit statements from all financial institutions with which you deal, including credit unions (monthly payments towards loans must be indicated on these statements).