Welcome to TTMB, where your financial future is our priority. Born from the strategic merger of Trinidad and Tobago Mortgage Finance Company Limited (TTMF) and the Home Mortgage Bank (HMB), TTMB represents a new era in financial services, with a rich legacy of trust, excellence, and innovation.
Our journey began on August 6, 2021, when our Board of Directors decided to unify the strengths of TTMF and HMB, creating a powerhouse in real estate financing and investment solutions. We understand the importance of home and investment in one’s life, and we stand committed to providing personalized and innovative solutions that meet your unique needs.
S/HE is for women who believe that homeownership is more than a purchase, it’s a promise to the next generation.
OMG is designed for young professionals, couples and families or individuals beginning their homeownership journey.
With Personalised Mortgage Pricing (PMP), your financial profile can tangibly reduce your mortgage interest rate.
Mr. Brent McFee, CEO, Ag
Ms. Judy Kalloo, Chairman of the Board, TTMB
Ms. Wendy Huggins, General Manager, Mortgage Services
Ms. Kamilah Peterson, Assistant General Manager, Mortgage Origination
Ms. Kristin Ramesar, Manager, Residential Mortgage Origination
Mr. Brent McFee, CEO, Ag, Trinidad & Tobago Mortgage Bank (TTMB)
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Mr. Stephen Thomas, Director of Financial Institutions, IDB Invest
The Trinidad & Tobago Mortgage Finance Company (TTMF) and Home Mortgage Bank (HMB) merge to facilitate alignment with the Government’s national housing programme.
Mr. Patrick Ferreira, the Chairman of the Trinidad and Tobago Mortgage Bank (TTMB), accounted that after years of arduous work, the merger between the Trinidad & Tobago Mortgage Finance Company (TTMF) and Home Mortgage Bank (HMB) was finally complete.
Address by Mr. Patrick Ferreira, Chairmain of the Boards of Trinidad & Tobago Mortgage Finance Company Limited & Home Mortgage Bank.
TTMB is a combination of the massive assets from TTMF and HMB. This merger
would leverage TTMB’s financial portfolio in the competitive commercial
landscape, becoming a more fortified, accessible facilitator for real estate-based
investments.
TTMB will be the country’s mortgage experts, working hand in hand with its
customers at all levels. This new company will focus on all segments of the
mortgage market which would include channelling investments into the housing
market as well as funding competitive mortgages.
TTMB will provide greater financial expertise and security to its clients. This
will be done through the development of creative, niche solutions for mortgage
challenges and the offer of investment instruments backed by tangible assets. In
order for these benefits to be easily accessible to its clients, TTMB will place
focus on developing relationships – that is, face-to-face interaction between the
client and TTMB. This will ensure customers are properly taken care of as they go
through the process of completing their respective transactions whether as a
housing project developer or a first-time home owner or an investor.
TTMB is accessible to those who are looking or mortgages, those who are
interested in investment opportunities backed by mortgages, ; those who are
seeking project financing for commercial and residential developments.
The new seven-member TTMB board was appointed on 26 November 2025 with Judy Kalloo as Chairman. Other members of the Board are Richard Ferguson, Deputy Chairman, Nardia Kanhai-Bachan, Che Nevin Dindial, Patricia Dookeeram, Zamanath Ali and Christopher Streete. Prior to her appointment as chairman of the TTMB Board, Ms. Kalloo, a leader in the financial sector whose career spans four decades across the Caribbean, was appointed as Chairman of the National Insurance Board (NIB) in August 2025. The NIB holds 51% of the Class A shares in the TTMB, constituting majority ownership. The remaining 49% of the Class A shares are owned by the Government of Trinidad and Tobago (GORTT) through Corporation Sole.
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